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Third stimulus check: All your questions answered

  • A third round of stimulus checks will likely be approved in March.
  • The proposed check would be the largest yet: up to $1,400 per person and $2,800 per married couple.
  • The checks are part of a $1.9 trillion economic relief package called the American Rescue Plan. 
  • Visit Personal Finance Insider for more stories.

Congress is getting closer to approving another massive coronavirus relief package that includes a third round of direct cash payments to households, referred to as stimulus checks. 

The proposed checks are larger than the previous two rounds and would pay up to $1,400 to individuals — including dependents of any age — and $2,800 to married couples. 

Here are answers to some of the most common questions around stimulus checks.

Yes, probably by mid-March. Direct cash payments are part of a larger $1.9 trillion economic package called the American Rescue Plan that’s making its way through Congress.

The House will vote on the bill Friday. If it passes, it will go to the Senate and may be amended before a final vote.

Anyone with a Social Security number who meets the income requirements is eligible for a payment. The amount is based on 2019 tax return adjusted gross income (AGI), unless you file a 2020 return and it is processed by the time payments are sent.

In its current form, the bill calls for Americans with AGIs of less than $75,000 to get the full $1,400 payment — including dependents of any age. This is a break from the past two rounds of stimulus, which did not include payments for dependents age 17 and over, but did include smaller amounts for children.

Head of household filers who make less than $112,500 would also get the full $1,400. Married couples who file jointly and have AGI of less than $150,000 would get $2,800. 

Reduced payments would be made to people in the following income groups:

  • Single filers with AGI between $75,000 and $100,000
  • Head of household filers with AGI between $112,500 and $150,000
  • Married filers with AGI between $150,000 and $200,000

Those who aren’t required to file income tax returns can also get payments. Information collected through the IRS nonfilers tool will be used to send the checks to these recipients. Also, Social Security retirement and disability beneficiaries as well as Supplemental Security Income (SSI) recipients who don’t file taxes can get payments.

After the legislation is approved by the House and the Senate, President Biden will need to sign the bill before it becomes law.

During the last round of stimulus, the Treasury Department was able to initiate direct-deposit stimulus payments days after the relief bill was signed. Checks and debit cards were mailed within the following weeks.

No. In its current form, the bill says Treasury can use either 2019 or 2020 tax returns to determine someone’s payment.

However, if your income was lower in 2020 than in 2019, file your 2020 return as soon as possible so you can qualify for a check that most closely matches your financial need. The IRS began accepting and processing 2020 tax returns on February 12.

You’ll need to file your 2020 tax return to claim any stimulus money you’re owed from the first two rounds. 

There will be a separate worksheet on your tax return with instructions for calculating any outstanding amount owed to you, if anything. If you file your taxes using online software, the provider will prompt you to enter the required information and do the calculations for you.

If you do qualify for additional stimulus money, you won’t get it right away. It will first be applied to your outstanding tax bill. If your bill is reduced to $0, the rest of the money will be added to your refund. The IRS delivers most refunds within three weeks.

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I Care a Lot: That ending explained and all your questions answered

Eiza Gonzalez, Dianne Wiest and Rosamund Pike star in I Care a Lot.


Netflix

If you’ve just finished I Care a Lot, you probably need a moment to let it all sink in. This jam-packed thriller is available on Netflix or Amazon Prime Video depending on your region. It has it all: movie characters basically designed to be memorable, a twist-after-twist plot and Rosamund Pike’s invincible Lego haircut. To cap it all off, the story was inspired by real-life events. Let’s go through some of I Care a Lot’s biggest questions and discuss that shock ending.

Warning: Spoilers ahead.

Where can I stream I Care a Lot?

Depending on your region, you can stream I Care a Lot on either Netflix or Amazon Prime Video. Netflix offers it for the US, France, Germany, Latin America, South Africa, the Middle East and India. Amazon Prime has it for Australia, Canada, Ireland, Italy, New Zealand and the United Kingdom.

Is I Care a Lot based on a true story?

J Blakeson wrote (and directed) I Care a Lot after he was inspired by real news stories of professional guardians in America and a “legal loophole” they exploited. “It started when I saw news stories about real-life predatory guardians who game the system and exploit their wards,” he said.

He went down a “Google rabbit-hole” in researching for the film: “I was horrified. Imagine opening your door one day and there is a person standing there holding a piece of paper that gives them total legal power over you.” He added, “This provided a lot of themes that interested me, like ambition, the American Dream, and humans becoming commodities. So the story started there. I sat and wrote it on my own and very quickly it formed into what is now I Care a Lot.”

What’s the guardianship phenomenon?

If you choose to dig deeper into the dark, immoral side of Marla Grayson, The New Yorker has a 2017 essay on the guardianship phenomenon.

What’s with the vaping?

Marla Grayson and her vape pen are never far apart. According to Rosamund Pike, this reflects Grayson’s roots in a vaping company, a part of her backstory that didn’t make it into the film.

“The backstory of Marla is that she had a vape business until she was Walmart-ed out of business by a great big discount vape store opening across the street, which she was furious about,” Pike told Collider. “I think that was her shot at the American dream played fair. She had a small-time business, she was a small-time business owner, she got screwed and then she thought, ‘Right. Chips are down. I’m going all out. I’m gonna play the system like everybody else.’ And I think every time she inhales, it’s bringing that attitude to it. It’s the attitude of having been screwed and now you’re out to screw everybody.”

Does Jennifer Peterson get out of the nursing home at the end?

You might have noticed we don’t see much more of Jennifer Peterson (Dianne Wiest) around the halfway point, once Marla has her committed to a psychiatric ward. So does she ever make it out? Marla and Roman (Peter Dinklage) discuss Jennifer at the end, when Marla again asks for $10 million to have her released. Instead, Roman pulls a wild card and offers to partner up with Marla to build a global nursing home business. In accepting, it’s assumed Marla does see to Jennifer’s release as part of the deal.

Why did Marla have to die?

Not only does Marla’s death come right when she appears to have everything she wanted, but it yanks a happy ending from her love Fran (Eiza González) too. While this comeuppance might be warranted, it leaves a bittersweet taste in the mouth. Rosamund Pike and J Blakeson discussed the ending with USA Today.

“In my head, Marla never believed she was going to die,” Pike told USA Today. “I mean, right until the point that she breathes her last, I think she still thinks she’s going to win and she’s going to get out of it. I really do.”

Blakeson said, “People find the ending satisfying, but it leaves a bittersweet taste in their mouth because we end with the most likable character in the movie screaming in despair.”

What happens to Fran?

While it’s heart-breaking Fran loses her love, Blakeson said she does inherit Marla’s share and role in the nursing home empire. This isn’t necessarily a good thing, because old folks “are going to continue to be screwed over in a real way,” Blakeson told USA Today. “You can chop the head off the hydra, but there’s another one that will keep living.”

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COVID-19 vaccines by demographics: 4 questions answered

WITH HEALTH CARE PROFESSIONALS HAVE BEEN TRYING TO GET FOR WEEKS. KCRA 3 INVESTIGATES BRITTANY JOHNSON JOINS US LIVE WITH MORE ON WHAT THE DATA TELLS US, BRITTANY? BRITTANY: THE DATA TELLS US WHO IS GETTING VACCINATED BY RACE AND ETHNICITY, AGE AND GENDER. TAKE A LOOK, IF YOU GO TO COVID19.CA.GOV, YOU SEE THE INFORMATION BROKEN DOWN. IT IS NOT REQUIRED TO INCLUDE THIS INFORMATION ABOUT YOURSELF IN ORDER TO GET A COVID-19 VACCINE, ACCORDING TO THE CALIFORNIA DEPARTMENT OF PUBLIC HEALTH. A SPOKESPERSON WITH THE STATE HEALTH DEPARTMENT SAYS ONLY 10% OF PEOPLE HAVE DECLINED TO PROVIDE THIS DATA. ALTHOUGH IT’S NOT MANDATORY, ONE DOCTOR I SPOKE WITH AT UC DAVIS HEALTH, SAYS WHEN PEOPLE INCLUDE THEIR DEMOGRAPHICS, IT’S HELPFUL. HE ALSO ADDS, THE INFORMATION IS KEPT CONFIDENTIAL. >>HAVING THESE DEMOGRAPHIC CHARACTERISTICS ARE REALLY IMPORTANT, AS I SAID, TO BE ABLE TO TARGET CERTAIN GROUPS IF WE’RE NOT SEEING ENOUGH VACCINE UPTAKE. THAT COULD BE FOR LOTS OF REASONS, ONE OF WHICH WOULD BE JUST THE AVAILABILITY OF VACCINATION SITES AND DOSES OF VACCINE. IT COULD ALSO BE BECAUSE OF VACCINE HESITANCY. WE DO KNOW THAT THERE ARE CERTAIN ETHNIC AND RACIAL SUBGROUPS WHERE THERE HAVE BEEN MORE CHALLENGES IN KIND OF OVERCOMING THIS VACCINE HESITANCY. SO THAT WOULD ALLOW US TO THEN CALIBRATE OUR OUR TARGETED EFFORTS TO TRY TO OVERCOME THOSE THOSE DISPARITIES. BRITTANY: DR. POLLOCK SAYS IT’S IMPORTANT TO KEEP IN MIND THAT THIS DATA DOES NOT REPRESENT WHAT THE OVERALL POPULATION LOOKS LIKE HERE IN CALIFORNIA. THE INITIAL DATA LARGELY COMES FROM HEALTHCARE WORKERS AND FIRST RESPONDERS. THE FIRST GROUPS OF PEOPLE TO

COVID-19 vaccines by demographics: 4 questions answered

KCRA 3 Investigates has been going over the latest coronavirus vaccine data released by the state of California. The most recent data provides details about who is getting the vaccine by race and ethnicity, age and gender.Dr. Bradley H. Pollock, associate dean and chair in public health Sciences, at UC Davis Health, spoke with KCRA 3 about the demographics data.Q: What are your overall thoughts on the data demographics dashboard?Pollock: One of the reasons to track race and ethnicity, as well as age, and, and sex, also, these are all really important factors is to make sure that we can identify any gaps there are in terms of the population that are getting vaccinated. That would be one reason. Second reason would be to be able to look at both vaccine efficacy, so, when people are vaccinated, you know, we know that the efficacy may be hopefully up to 95%, there’s still one in 20 people, then 5%, that would fail. And we don’t know yet whether there’s a particular higher rate or lower rate among certain ethnic-racial subgroups. So that would be important to know that. The same thing is true for any adverse events that occur, you know, any of the reactions that people have, that are serious. While there are data available from the clinical trials that were done to evaluate both of the vaccines, the Pfizer and the Moderna vaccines, we still don’t have a really solid idea of whether there’s going to be differential adverse events in certain population subgroups. And so, having this information will be very helpful to be able to evaluate how the vaccines working, as well as to identify who to target for efforts if we’re seeing certain groups are not getting vaccine(s) equally. We want to be able to target those groups and increase our backs vaccination efforts.Q: Putting on your age, your race, ethnicity, where you live, all of that is not mandatory to receive the vaccine. We know that. But with that being said, do health care officials recommend or encourage people to do this, even though it’s not mandatory? Pollock: We really do prefer when people provide that information, of course. The information is kept confidentially, also. It’s not released for public at the level of individuals. So, having these demographic characteristics are really important, as I said, to be able to target certain groups if we’re not seeing enough vaccine uptake. That could be for lots of reasons, one of which would be just the availability of vaccination sites and doses of vaccine, and it could also be because of vaccine hesitancy. We do know that there are certain ethnic and racial subgroups where there have been more challenges in kind of overcoming this vaccine hesitancy so that would allow us to then calibrate our targeted efforts to try to overcome those disparities.Q: According to CDPH, only 10% of people who have received the vaccine so far have declined to provide this data. That means 90% have included demographics information. Is that promising?Pollock: Vey promising. Much better than what I heard a week ago, which was 60%. So, 90%% is much better. I hope that they get it up, that gets to be a higher rate than that because again, it helps us but 90% is very good.Q: Do the initial data reflect California’s population?Pollock: In relative to the first doses that came out, and remember that doses were shipped out two months ago. Now, they all went to large health care organizations. All of them. We, UC Davis Health, Kaiser, Sutter, Dignity, all of the big health providers. And the reason is that the very top tier people was to vaccinate the health care workers so that they wouldn’t be taken out of the workforce, if they get sick, they can take care. And remember, the hospitals were overwhelmed. So if you look at at the racial, ethnic composition of health care workers, it ranges quite a bit, but there certainly are going to be fewer people of color in nursing and medicine when it comes to the folks that we were. Actually, though, at UC Davis Health, we included all of our employees that were that worked at the Medical Center, including folks that that are not in the same professions — we have people that did a lot of the janitorial and foodservice. And there, what we did see, at least initially was a more hesitancy. There were fewer folks in some of those job categories that really agreed to get the vaccine. And so we’ve tried really hard to educate folks and then to make that available, and they still can get vaccinated. So we’ve actually been picking up some of that slack. But overall, I think that the fact that the first doses went to health care workers, the workforce, really doesn’t typify what the population looks like here. And as you said, we’re still a little bit early on, and now we’re seeing vaccines getting rolled out to the general population, only really in the last month. And in fact, there’s been issues of vaccine availability, as well as logistics. So I think those are kind of getting ramped up right now. And hopefully, in short time, we’ll actually be vaccinating in a very good, equitable way across the state. Again, with this material in mind, that there are people that are more vulnerable. In fact, if you look at the mortality from COVID-19, it’s primarily in the in the elderly population. So the idea of having 75 year olds for us and then 65 plus, year-olds, it makes a lot of sense from the standpoint of trying to reduce deaths, as well as reduce hospitalizations. But we’re going to see things ramp up. I’m at least encouraged by the federal government and the Biden administration for really ramping up the distribution of vaccines to the whole country. I think when a lot of us thought that maybe the fall, by the end of fall, we would be pretty good in the country — it may be by the beginning of summer or the middle of summer when we actually get most of the people vaccinated.

KCRA 3 Investigates has been going over the latest coronavirus vaccine data released by the state of California. The most recent data provides details about who is getting the vaccine by race and ethnicity, age and gender.

Dr. Bradley H. Pollock, associate dean and chair in public health Sciences, at UC Davis Health, spoke with KCRA 3 about the demographics data.

Q: What are your overall thoughts on the data demographics dashboard?

Pollock: One of the reasons to track race and ethnicity, as well as age, and, and sex, also, these are all really important factors is to make sure that we can identify any gaps there are in terms of the population that are getting vaccinated. That would be one reason. Second reason would be to be able to look at both vaccine efficacy, so, when people are vaccinated, you know, we know that the efficacy may be hopefully up to 95%, there’s still one in 20 people, then 5%, that would fail. And we don’t know yet whether there’s a particular higher rate or lower rate among certain ethnic-racial subgroups. So that would be important to know that.

The same thing is true for any adverse events that occur, you know, any of the reactions that people have, that are serious. While there are data available from the clinical trials that were done to evaluate both of the vaccines, the Pfizer and the Moderna vaccines, we still don’t have a really solid idea of whether there’s going to be differential adverse events in certain population subgroups. And so, having this information will be very helpful to be able to evaluate how the vaccines working, as well as to identify who to target for efforts if we’re seeing certain groups are not getting vaccine(s) equally. We want to be able to target those groups and increase our backs vaccination efforts.

Q: Putting on your age, your race, ethnicity, where you live, all of that is not mandatory to receive the vaccine. We know that. But with that being said, do health care officials recommend or encourage people to do this, even though it’s not mandatory?

Pollock: We really do prefer when people provide that information, of course. The information is kept confidentially, also. It’s not released for public at the level of individuals. So, having these demographic characteristics are really important, as I said, to be able to target certain groups if we’re not seeing enough vaccine uptake. That could be for lots of reasons, one of which would be just the availability of vaccination sites and doses of vaccine, and it could also be because of vaccine hesitancy. We do know that there are certain ethnic and racial subgroups where there have been more challenges in kind of overcoming this vaccine hesitancy so that would allow us to then calibrate our targeted efforts to try to overcome those disparities.

Q: According to CDPH, only 10% of people who have received the vaccine so far have declined to provide this data. That means 90% have included demographics information. Is that promising?

Pollock: Vey promising. Much better than what I heard a week ago, which was 60%. So, 90%% is much better. I hope that they get it up, that gets to be a higher rate than that because again, it helps us but 90% is very good.

Q: Do the initial data reflect California’s population?

Pollock: In relative to the first doses that came out, and remember that doses were shipped out two months ago. Now, they all went to large health care organizations. All of them. We, UC Davis Health, Kaiser, Sutter, Dignity, all of the big health providers. And the reason is that the very top tier people was to vaccinate the health care workers so that they wouldn’t be taken out of the workforce, if they get sick, they can take care. And remember, the hospitals were overwhelmed. So if you look at at the racial, ethnic composition of health care workers, it ranges quite a bit, but there certainly are going to be fewer people of color in nursing and medicine when it comes to the folks that we were.

Actually, though, at UC Davis Health, we included all of our employees that were that worked at the Medical Center, including folks that that are not in the same professions — we have people that did a lot of the janitorial and foodservice. And there, what we did see, at least initially was a more hesitancy. There were fewer folks in some of those job categories that really agreed to get the vaccine. And so we’ve tried really hard to educate folks and then to make that available, and they still can get vaccinated. So we’ve actually been picking up some of that slack. But overall, I think that the fact that the first doses went to health care workers, the workforce, really doesn’t typify what the population looks like here. And as you said, we’re still a little bit early on, and now we’re seeing vaccines getting rolled out to the general population, only really in the last month.

And in fact, there’s been issues of vaccine availability, as well as logistics. So I think those are kind of getting ramped up right now. And hopefully, in short time, we’ll actually be vaccinating in a very good, equitable way across the state. Again, with this material in mind, that there are people that are more vulnerable. In fact, if you look at the mortality from COVID-19, it’s primarily in the in the elderly population. So the idea of having 75 year olds for us and then 65 plus, year-olds, it makes a lot of sense from the standpoint of trying to reduce deaths, as well as reduce hospitalizations. But we’re going to see things ramp up. I’m at least encouraged by the federal government and the Biden administration for really ramping up the distribution of vaccines to the whole country.

I think when a lot of us thought that maybe the fall, by the end of fall, we would be pretty good in the country — it may be by the beginning of summer or the middle of summer when we actually get most of the people vaccinated.

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